FAQs

SBA loans are issued by private lenders and backed by the United States SBA (Small Business
Administration). They offer long repayment terms and low interest rates.

SBA Loan Today has a minimum requirement of $50,000 and can provide small business loans
up to $5 million. Your maximum loan amount will be determined by one of our lenders who will
factor in how you plan to use the funds, your credit score, cash flow and more.

Government-backed SBA loans offer low interest rates and long repayment terms, making them
a great way to fund your business. The best small business loan for you is typically the one with
the most favorable rates and terms you can qualify for — which depends on how long you’ve
been in business, your credit score, your revenue, and other factors.

We provide lending options in all 50 states.

Yes, you can refinance for the same amount or take out additional funds.

There are a number of factors that will impact whether or not you qualify, however, the
application process through us is streamlined to make it as simple as possible in order to get
you the funding you need quickly. Get started by talking to an SBA specialist today.

Talk to one of our specialists and provide your last 2 years of business tax returns, and a
profit and loss and balance sheet for the previous year (Year-End) and one of each for this
year, through your last operating completed month (MTD).
We will provide you with our analysis within 48 hours and determine the best product for you
and how much you should qualify for!

Any small business owner can apply for an SBA loan, but there are eligibility requirements. 

No – you must go through a qualified bank that will do all of the necessary underwriting and will
service your loan.

When you tap into the power of our small business lending team, you can expect:

  • A streamlined process, start to finish
  • Advanced technology
  •  Personalized service
  •  Faster decision times
  • Quick access to your funds

SBA Works to Fuel Our Economic Engine & Create More American Jobs